Strategic Partnership

Welcome To Orchid’s Exclusive Partnership With Liberty Mutual

Orchid is the leader for non-admitted homeowner’s insurance with products available in 50 states. Orchid is the industry leader for the mid-to-higher-value home segment* that are prone to catastrophic events.

Homeowners is Orchid’s largest business. For years, Orchid Insurance has invested all its resources on building this product into one of the largest E&S homeowners’ solutions in the United States.

Program Contact

Chris Garrett

cgarrett@orchidinsurance.com

919-749-2205

Coastal Homes and Vacation Homes

With over $25 Billion of insurance in force, Orchid is the leader for E&S Homeowners. Available in 50 states, the District of Columbia, the Bahamas, and the Caribbean, Orchid is the industry leader for the higher value home segment ($300,000 minimum Coverage A, less in some states) that are prone to catastrophic events (hurricane, quake, etc.).

Homeowners is Orchid’s largest business. For years, Orchid has invested all of their resources on building this product into one of the largest E&S homeowners’ solutions in the US.

Coastal Homeowners Program:

  • All of Orchid’s solutions are with A- or better A.M. Best rated companies
  • Qualifying Minimum Coverage A amounts vary by state
  • Multiple policy forms, including HO3, HO5, HO6, DP3, and Builder’s Risk
  • Multi-peril, Excluding Wind, Wind-only, Excess Flood, Inland Marine
  • Orchid has over 11 unique carrier relationships (several are proprietary)
  • Everything is handled electronically and paperless via Orchid’s online system. If you need assistance or a demo, we can help facilitate that.
  • Experienced underwriters can assist with any risk
  • Turnaround time on most quotes is 24 hours or less. Several states offer real-time rating.

Orchid is a great solution for your higher value properties that cannot find a home with admitted carriers. Instead of having to go to multiple wholesalers, you can use Orchid and we will shop the different options on your behalf, to ensure the best price-coverage combination.

Product:

  • Breadth of product offerings (All A- or better A.M. Best rated)
  • Unique, proprietary solutions, controlled and underwritten by Orchid

Process:

  • Automated, paperless workflow with 24 or less turnaround time
  • Exhaustive underwriting process ensures a full understanding of the risks being insured

People:

  • All submissions reach live underwriters who are subject matter experts
  • Customized solutions are created for each risk

Submit A Quote

If you are appointed with Orchid and want to get a quote, access our Agent Login page.

Get Appointed

As an Orchid-appointed partner, your agency’s success is our priority. You can rely on our dedicated support and expertise to offer your clients best-in-class service.

Start Quoting

Orchid online quoting is your quickest and most convenient resource for paperless quoting and binding.