Welcome to Orchid’s Exclusive Partnership with Horizon
Coastal and Vacation Homes
Orchid is The First Choice for non-admitted homeowner’s insurance. Available in 50 states, the Bahamas, and the Caribbean, Orchid is the industry leader for the mid-to-higher-value home segment* that are prone to catastrophic events.
Homeowners is Orchid’s largest business. For years, Orchid Insurance has invested all its resources on building this product into one of the largest E&S homeowners’ solutions in the United States.
*$300,000 minimum Coverage A — less in some states
Specialty High Net Worth
Orchid Specialty High Net Worth provides sophisticated and cost-effective risk management solutions for high net worth insureds in all 50 states. Our elite suite of carriers includes Chubb, AIG, Vault, Nat Gen Premier, Andover Companies, USLI and more.
Orchid’s Specialty High Net Worth team is committed to assisting Horizon agents with comprehensive solutions for their most affluent clients’ insurance needs. Our knowledgeable team will provide the service and support necessary to assist you and your staff in building and retaining your most upscale customers.
Orchid’s commercial division has exclusive products with several carriers to offer unique, coastal solutions throughout the nation. These proprietary markets enable us to offer you special features, such as wind coverage with no restrictions on distance to coast.
Orchid’s commercial products are designed to handle your small and large commercial risks, across multiple lines of business, such as property, liability, professional, flood, and more. With over 40 markets in all 50 states, including Admitted and Non-Admitted options, we offer you the best price and coverage combination for your client.