Orchid now offers commercial property products (in AL, FL, LA, MS, NC, SC, NJ and TX) aimed to fit the same Orchid coastal footprint. Products include BOP (Business Owners Policies), Monoline property and Wind-Only policies. Not only will Orchid offer great coverage but, you can include wind coverage with no restriction on distance to coast. Contact Orchid today about these great products!

 Commercial Lines Proprietary Program:

  • All of Orchid’s solutions are E&S, with an AM Best rating of A- or better
  • Orchid offers BOP, Monoline Property and Wind-Only
  • Online submission process enhances quote turnaround time
  • Programs available in Alabama, Florida, Louisiana, Mississippi, New Jersey, North Carolina, South Carolina, Texas

Program Highlights:

  • Wind coverage available with no restriction on distance to coast
  • Will write up to $25 million TIV per Policy
  • Minimum Building coverage of $100,000 and contents of $25,000 in all states
  • 1950 or newer on age of construction for most states (1900 in New Jersey)

How to do Business with Orchid

Please contact Chris Garrett at 919-749-2205 or at cgarrett@orchidinsurance.com.

Submit a Quote

If you are appointed with Orchid and want to get a quote, visit our Agency Dashboard.


RSC agencies receive an enhanced compensation package. Contact Chris Garrett at 919-749-2205 or at cgarrett@orchidinsurance.com for more information.

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Program Contacts

Chris Garrett


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