Mississippi State Guidelines

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E&S PERSONAL LINES

Minimum Coverage A: $150,000 / HO6: $50,000

Carriers

  • Lloyd’s (2 Programs)
  • Beazley
  • Clear Blue
  • Lexington
  • QBE

Products

  • HO3, HO4, HO5, HO6, DP3
  • Builder’s Risk
  • X-Wind
  • Wind-Only
  • E&S Primary and Excess Flood
  • Inland Marine
  • Yacht
  • Standalone Personal Umbrella
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COMMERCIAL LINES

Coverage: Max TIV $10 million per building | $15 million TIV per location | $25 million per policy

Policy Types: BOP, CPP, Monoline Property

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SPECIALTY HIGH NET WORTH

Minimum Coverage: $750,000

Carriers

  • Chubb*
  • USLI***
  • AIG**

*Counties of George, Hancock, Harrison, Jackson, Pearl River and Stone are considered coastal and ineligible for coverage. Primary homes in non-coastal counties $500,000 – $749,999 may be considered with supporting auto.

**Must be part of a $50,000 premium account

***$1,000 Minimum