Texas State Guidelines
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E&S PERSONAL LINES
Minimum Coverage A: $150,000 / HO6: $50,000
Carriers
- Lloyd's
- Beazley
- Clear Blue
- Lexington
- QBE
Products
- HO3, HO4, HO5, HO6, DP3
- Builder's Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- Yacht
- Standalone Personal Umbrella
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COMMERCIAL LINES
Orchid offers access to ancillary products designed to complement our existing products.
Partners
- Neptune Flood - Private Primary Flood
- Jewelers Mutual - Standalone Jewelry Policies
- Tower Hill Specialty - DP1, DP3, Mobile Home
- Sayata Labs - Standalone Cyber Liability
- DUAL Flood - Private Primary & Excess Flood
- USLI - Umbrella, CPL, Excess CPL, and more
- National Flood Insurance Program
- Crum & Forster - Handyman General Liability
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*May be $1,000,000
**May be $1,500,000 depending on DTC
SPECIALTY HIGH NET WORTH
Minimum Coverage: $500,000 - $1,000,000
Carriers
- Chubb*
- USLI
- AIG**
- National General Premier
