Texas State Guidelines
E&S PERSONAL LINES
Minimum Coverage A: $150,000 / HO6: $50,000
Carriers
- Lloyd’s
- Beazley
- Clear Blue
- Lexington
- QBE
Products
- HO3, HO4, HO5, HO6, DP3
- Builder’s Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- Yacht
- Standalone Personal Umbrella
COMMERCIAL LINES
Orchid offers access to ancillary products designed to complement our existing products.
Partners
- Neptune Flood – Private Primary Flood
- Jewelers Mutual – Standalone Jewelry Policies
- Tower Hill Specialty – DP1, DP3, Mobile Home
- Sayata Labs – Standalone Cyber Liability
- DUAL Flood – Private Primary & Excess Flood
- USLI – Umbrella, CPL, Excess CPL, and more
- National Flood Insurance Program
- Crum & Forster – Handyman General Liability
SPECIALTY HIGH NET WORTH
Minimum Coverage: $500,000 - $1,000,000
Carriers
- Chubb*
- USLI
- AIG**
- National General Premier
*May be $1,000,000
**May be $1,500,000 depending on DTC