Texas State Guidelines

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E&S PERSONAL LINES

Minimum Coverage A: $150,000 / HO6: $50,000

Carriers

  • Lloyd’s
  • Beazley
  • Clear Blue
  • Lexington
  • QBE

Products

  • HO3, HO4, HO5, HO6, DP3
  • Builder’s Risk
  • X-Wind
  • Wind-Only
  • E&S Primary and Excess Flood
  • Inland Marine
  • Yacht
  • Standalone Personal Umbrella
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COMMERCIAL LINES

Orchid offers access to ancillary products designed to complement our existing products.

Partners

  • Neptune Flood – Private Primary Flood
  • Jewelers Mutual – Standalone Jewelry Policies
  • Tower Hill Specialty – DP1, DP3, Mobile Home
  • Sayata Labs – Standalone Cyber Liability
  • DUAL Flood – Private Primary & Excess Flood
  • USLI – Umbrella, CPL, Excess CPL, and more
  • National Flood Insurance Program
  • Crum & Forster – Handyman General Liability

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SPECIALTY HIGH NET WORTH

Minimum Coverage: $500,000 - $1,000,000

Carriers

  • Chubb*
  • USLI
  • AIG**
  • National General Premier

*May be $1,000,000

**May be $1,500,000 depending on DTC