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Orchid now offers commercial property products (in AL, CT, DE, FL, GA, LA, MA, MD, MS, NJ, NY, NC, RI, SC, TX, and VA) aimed to fit the same Orchid coastal footprint. Products include BOP (Business Owners Policies), Monoline property and Wind-Only policies. Not only will Orchid offer great coverage, but you can include wind coverage with no restriction on distance to coast. Contact Orchid today about these great products!

 Commercial Lines Proprietary Program:

  • All of Orchid’s solutions are E&S, with an AM Best rating of A- or better
  • Orchid offers BOP, Monoline Property and Wind-Only
  • Online submission process enhances quote turnaround time
  • Programs available in Alabama, Connecticut, Delaware, Florida, Georgia, Louisiana, Massachusetts, Maryland, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, Texas, and Virginia

Program Highlights:

  • Wind coverage available with no restriction on distance to coast
  • Will write up to $25 million TIV per Policy
  • Minimum Building coverage of $100,000 and contents of $25,000 in all states
  • 1950 or newer on age of construction for most states (1900 in New Jersey)

How to do Business with Orchid Commercial

All SIMG member agencies that are contracted and Member Agencies that are contracted with Orchid are eligible to access this program. If you already have an appointment with Orchid, you are all set. If you do not have an appointment, click here.


SIGM member agencies will receive the commission as stipulated in the appointment process.

Become an appointed partner

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Already appointed with Orchid?

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Program Contacts

Nathan Coomes, Commercial Lines