South Carolina State Guidelines
E&S PERSONAL LINES
Minimum Coverage A: $250,000 / HO6: $50,000
Carriers
- Beazley
- Lexington
- QBE
- LLOYD’S (2 Programs)
Products
- HO3, HO4, HO5, HO6, DP3
- Builder’s Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- Standalone Personal Umbrella
COMMERCIAL LINES
Coverage: Max TIV $10 million per building | $15 million TIV per location | $25 million per policy
SPECIALTY HIGH NET WORTH
Minimum Coverage: $500,000
Carriers
- Chubb
- USLI
- AIG
*$1,000,000 for beaches and barrier islands, and $750,000 for coastal counties