Hotels & Motels

Orchid’s BOP program for Hotels & Motels covers your insured’s boutique beachside motels to their large, multi-story resorts, all with no restrictions on distance to coast for wind coverage. Does your insured’s hotel/motel offer breakfast? We can offer spoilage sub-limits to cover this exposure. Does your insured’s hotel/motel have a pool or an outside cabana area? We can offer outdoor property limits to make sure these items are properly insured in the event of a loss. Whatever the specific needs of your insured’s hotel/motel, Orchid has you covered.

Product Highlights

  • Business Owners Policy and Monoline Property policy types available
  • Up to $15 million per location, and $25 million per policy in coverage
  • Up to $1 million / $2 million in General Liability Limits
  • Includes the Orchid Premier Endorsement to enhance certain coverages such as Spoilage, Ordinance or Law, Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
  • Year of construction- 1950 and newer; 1900 in the Northeast, Charleston, & New Orleans

Target Risks

  • Hotels & Motels with or without restaurants, pools or beaches

Unique Features

  • Include Wind coverage without any restriction on distance to coast
  • BOP policies offered with TIV limits up to $15 million per building
  • Online submission process to increase quick turn-around times

Optional/ Additional Coverages

  • Equipment Breakdown
  • Ordinance or Law
  • Outdoor Property
  • Water Backup
  • Assault & Battery*

*Unavailable for Monoline Property policies

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