Fitness Center Insurance

Orchid offers property coverage for your insured’s fitness and activity centers including yoga and martial arts studios and health clubs. Our coverages protect your insured’s commercial income, building and its contents. We also offer coverages that guard against equipment breakdown and employee dishonesty.


Product Highlights

  • Monoline Property policy types available
  • Up to $10 million per building, $15 million per location, and $25 million per policy in coverage
  • Up to $1 million / $2 million in General Liability Limits
  • Includes the Orchid Premier Endorsement to enhance certain coverages such as Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
  • 1950 and newer year built and 1900 in some areas on all construction types
  • Proprietary Programs can only be accessed through Orchid
  • A.M. Best A Rated Carrier
  • Please visit our Quick Reference Guide for more details

Unique Features

  • Wind coverage without restrictions on distance to coast 
  • Easy online submission and quick turnarounds 

Optional/ Additional Coverages

  • Equipment Breakdown 
  • Ordinance or Law 
  • Outdoor Property 
  • Water Backup 
  • Employee Dishonesty 
  • WindDriven Rain 

Get Appointed

As an Orchid-appointed partner, your agency’s success is our priority. You can rely on our dedicated support and expertise to offer your clients best-in-class service.

Start Quoting

Orchid online quoting is your quickest and most convenient resource for paperless quoting and binding.