Orchid excels in providing insurance for coastal properties, including wind coverage, as well as providing comprehensive insurance solutions in all 50 states.
We have exclusive coastal programs that provide complete underwriting authority and pricing capabilities. We provide proprietary policies with multiple carriers on over 400 classes of business, and offer distinct features such as multiple deductible options and no restrictions on distance to coast.
We have a vast array of commercial product offerings outside of our exclusive programs, allowing Orchid to provide your client a total solution across all lines of products. These products are available for inland as well as coastal risks, across all 50 states.
State | County / Parish | Year Built | Construction Type | DTC | Occupancy | TIV | Policy Type |
FL | Leon | 2001 | MNC | < 2500ft. | Condo | $1.7 million | Property |
Santa Rosa | 1967 | JM | 0-1 | MHPK/ RV Community | $942,000 | BOP | |
Polk | 1979 | JM | <2500ft. | LRO | $2.1 million | Property | |
Escambia | 1971 | JM | 1-5 | LRO | $2.3 million | Property | |
Duval | 1995 | MNC | < 2500ft. | Apartment | $4.4 million | BOP | |
TX | Brazoria | 1974 | JM | 5+ | Condo | $1.9 million | BOP |
Nueces | 1983 | MNC | 5+ | LRO | $800,000 | Property | |
Fort Bend | 1971 | JM | 5+ | Apartment | $3.1 million | BOP | |
Wharton | 1993 | MNC | 5+ | MHPK/RV Community | $1.2 million | BOP | |
Nueces | 2001 | JM | 0-1 | Condo | $2.2 million | Property | |
LA | Lafayette | 2015 | NC | 5+ | Self Storage | $4.9 million | BOP |
East Baton Rouge | 1999 | MNC | 5+ | LOR | $11.5 million | Property | |
St. Martin | 1904 | Frame | 1-3 | Church | $1.4 million | Property | |
Tangipahoa | 2019 | MNC | 1-3 | LOR | $3.5 million | BOP | |
Livingston | 2001 | MNC | 1-3 | Church | $1.1 million | Property | |
NC | New Hanover | 1981 | MNC | 0-1 | Condo | $2.1 million | BOP |
Dare | 2009 | Frame | <2500ft. | LRO | $3.8 million | BOP | |
Brunswick | 2018 | MNC | <2500ft. | Condo | $2.4 million | BOP | |
New Hanover | 1986 | MNC | <2500ft. | Condo | $14.4 million | BOP | |
Dare | 1998 | FR | 1-5 | LRO | $3 million | Property | |
SC | Charleston | 2017 | NC | 1-5 | Gym | $12 million | BOP |
Georgetown | 2001 | FR | <2500ft. | LRO | $3.8 million | Wind Only | |
Beaufort | 1981 | Frame | 0-1 | LRO | $1.5 million | Property | |
Horry | 2004 | JM | 1-5 | LRO | $285,000 | Property | |
Charleston | 1995 | MNC | 0-1 | Retail | $715,000 | BOP | |
NJ | Ocean | 1999 | JM | 0-1 | Warehouse | $1.2 million | Monoline Property |
Atlantic | 1950 | MNC | <2500ft. | Condo | $5.1 million | BOP | |
Monmouth | 1961 | Frame | <2500ft. | Office | $2.6 million | Monoline Property | |
Cape May | 1945 | Frame | 0-1 | Office | $900,000 | BOP | |
Monmouth | 1972 | FR | < 2500ft. | LRO | $3.5 million | Monoline Property | |
MS | Jackson | 1985 | Frame | 0-1 | LRO | $9 million | BOP |
Harrison | 1970 | MNC | 1-5 | LRO | $1.1 million | Monoline Property | |
Harrison | 1957 | JM | 0-1 | Condo | $680,000 | Monoline Property | |
Jackson | 1974 | JM | <2500ft. | LRO | $1.3 million | BOP | |
Hancock | 2002 | FR | 1-5 | Condo | $1.3 million | BOP | |
AL | Mobile | 1999 | JM | 1-5 | LRO | $1.1 million | BOP |
Baldwin | 2004 | MNC | <2500ft. | Condo | $3.4 million | BOP | |
Mobile | 2005 | MNC | 0-1 | Retail | $704,000 | Monoline Property | |
Baldwin | 2008 | Frame | 1-5 | LRO | $376,000 | Monoline Property | |
Baldwin | 1995 | MNC | 0-1 | Office | $415,000 | BOP | |
MA | Essex | 1940 | FR | 5+ | Church | $4.5 million | Monoline Property |
Bristol | 1999 | JM | 1-5 | Condo | $855,000 | BOP | |
Barnstable | 1984 | Frame | 1-5 | Retail | $1.4 million | Monoline Property | |
Plymonth | 2018 | JM | 0-1 | LRO | $2.6 million | BOP | |
Barnstable | 1975 | Frame | 0-1 | COA | $975,000 | CPP | |
RI | Newport | 1995 | MNC | 1-5 | Condo | $3.4 million | BOP |
Washington | 1969 | FR | 0-1 | LRO | $2.1 million | Monoline Property | |
Washington | 2010 | JM | 1-5 | Self Storage | $1.5 million | BOP | |
Kent | 1975 | Frame | 1-5 | Manufacturer | $285,000 | Monoline Property | |
Bristol | 2001 | JM | 1-5 | Retail | $715,000 | BOP | |
CT | New London | 1981 | JM | 0-1 | Office | $2.1 million | BOP |
New London | 1987 | MNC | 0-1 | Apartment | $1.6 million | BOP | |
New Haven | 2001 | MNC | 1-5 | LRO | $1.6 million | Monoline Property | |
Middlesex | 1999 | Frame | 1-5 | LRO | $1.3 million | BOP | |
New Haven | 1954 | JM | 0-1 | LRO | $1.3 million | BOP | |
NY | Suffolk | 1996 | Frame | 5+ | LRO | $2.3 million | BOP |
Nassau | 2015 | MNC | 5+ | Office | $590,000 | BOP | |
Nassau | 2004 | JM | < 2500 ft. | LRO | $3.9 million | BOP | |
Suffolk | 1999 | Frame | 1-5 | Church | $890,000 | Property | |
Suffolk | 1981 | NC | 1-5 | Self Strorage | $1.7 million | BOP | |
VA | Princess Anne | 2001 | NC | < 2500ft. | Warehouse | $2.3 million | Monoline Property |
Princess Anne | 1995 | NC | 1-5 | Church | $1.9 million | Wind Only | |
Norfolk | 1969 | JM | <2500ft. | LRO | $3.1 million | BOP | |
Norfolk | 2004 | Frame | < 2500ft. | LRO | $900,000 | BOP | |
Accomack | 1994 | JM | < 2500ft. | Gym | $430,000 | Wind Only | |
MD | Worcester | 1997 | Frame | < 1 | LRO | $340,000 | BOP |
Worcester | 1989 | MNC | < 2500ft. | Office | $210,000 | BOP | |
Somerset | 1970 | Frame | 1-5 | Mercantile | $190,000 | BOP | |
Worcester | 2008 | JM | 1-5 | LRO | $3.4 million | Monoline Property | |
Wicomico | 2001 | Frame | < 2500ft. | LRO | $1.6 million | BOP | |
DE | Sussex | 2004 | Frame | <2500ft. | Condo | $625,000 | BOP |
Sussex | 1960 | JM | <2500ft. | Apartment | $928,000 | BOP | |
Sussex | 2002 | MNC | 1-5 | Apartment | $1.8 million | BOP | |
Sussex | 2003 | FR | 1-5 | Church | $4.2 million | Monoline Property | |
Kent | 1999 | Frame | < 2500ft. | Condo | $1.4 million | BOP | |
GA | Glynn | 1999 | JM | 5+ | Office | $820,000 | BOP |
Macon | 1994 | Frame | 5+ | LRO | $1.5 million | BOP | |
Glynn | 1968 | NC | 5+ | Warehouse | $4.3 million | Wind Only | |
Chatham | 2010 | MNC | 5+ | Medical | $1.2 million | BOP | |
Chatham | 2001 | FR | 5+ | Mercantile | $290,000 | BOP |