Orchid excels in providing insurance for coastal properties, including wind coverage, as well as providing comprehensive insurance solutions in all 50 states.

We have exclusive coastal programs that provide complete underwriting authority and pricing capabilities. We provide proprietary policies with multiple carriers on over 400 classes of business, and offer distinct features such as multiple deductible options and no restrictions on distance to coast.

We have a vast array of commercial product offerings outside of our exclusive programs, allowing Orchid to provide your client a total solution across all lines of products. These products are available for inland as well as coastal risks, across all 50 states.

State County / Parish Year Built Construction Type DTC Occupancy TIV Policy Type
FL Leon 2001 MNC < 2500ft. Condo $1.7 million Property
Santa Rosa 1967 JM 0-1 MHPK/ RV Community $942,000 BOP
Polk 1979 JM <2500ft. LRO $2.1 million Property
Escambia 1971 JM 1-5 LRO $2.3 million Property
Duval 1995 MNC < 2500ft. Apartment $4.4 million BOP
 
TX Brazoria 1974 JM 5+ Condo $1.9 million BOP
Nueces 1983 MNC 5+ LRO $800,000 Property
Fort Bend 1971 JM 5+ Apartment $3.1 million BOP
Wharton 1993 MNC 5+ MHPK/RV Community $1.2 million BOP
Nueces 2001 JM 0-1 Condo $2.2 million Property
 
LA Lafayette 2015 NC 5+ Self Storage $4.9 million BOP
East Baton Rouge 1999 MNC 5+ LOR $11.5 million Property
St. Martin 1904 Frame 1-3 Church $1.4 million Property
Tangipahoa 2019 MNC 1-3 LOR $3.5 million BOP
Livingston 2001 MNC 1-3 Church $1.1 million Property
NC New Hanover 1981 MNC 0-1 Condo $2.1 million BOP
Dare 2009 Frame <2500ft. LRO $3.8 million BOP
Brunswick 2018 MNC <2500ft. Condo $2.4 million BOP
New Hanover 1986 MNC <2500ft. Condo $14.4 million BOP
Dare 1998 FR 1-5 LRO $3 million Property
 
SC Charleston 2017 NC 1-5 Gym $12 million BOP
Georgetown 2001 FR <2500ft. LRO $3.8 million Wind Only
Beaufort 1981 Frame 0-1 LRO $1.5 million Property
Horry 2004 JM 1-5 LRO $285,000 Property
Charleston 1995 MNC 0-1 Retail $715,000 BOP
 
NJ Ocean 1999 JM 0-1 Warehouse $1.2 million Monoline Property
Atlantic 1950 MNC <2500ft. Condo $5.1 million BOP
Monmouth 1961 Frame <2500ft. Office $2.6 million Monoline Property
Cape May 1945 Frame 0-1 Office $900,000 BOP
Monmouth 1972 FR < 2500ft. LRO $3.5 million Monoline Property
 
MS Jackson 1985 Frame 0-1 LRO $9 million BOP
Harrison 1970 MNC 1-5 LRO $1.1 million Monoline Property
Harrison 1957 JM 0-1 Condo $680,000 Monoline Property
Jackson 1974 JM <2500ft. LRO $1.3 million BOP
Hancock 2002 FR 1-5 Condo $1.3 million BOP
 
AL Mobile 1999 JM 1-5 LRO $1.1 million BOP
Baldwin 2004 MNC <2500ft. Condo $3.4 million BOP
Mobile 2005 MNC 0-1 Retail $704,000 Monoline Property
Baldwin 2008 Frame 1-5 LRO $376,000 Monoline Property
Baldwin 1995 MNC 0-1 Office $415,000 BOP
 
MA Essex 1940 FR 5+ Church $4.5 million Monoline Property
Bristol 1999 JM 1-5 Condo $855,000 BOP
Barnstable 1984 Frame 1-5 Retail $1.4 million Monoline Property
Plymonth 2018 JM 0-1 LRO $2.6 million BOP
Barnstable 1975 Frame 0-1 COA $975,000 CPP
 
RI Newport 1995 MNC 1-5 Condo $3.4 million BOP
Washington 1969 FR 0-1 LRO $2.1 million Monoline Property
Washington 2010 JM 1-5 Self Storage $1.5 million BOP
Kent 1975 Frame 1-5 Manufacturer $285,000 Monoline Property
Bristol 2001 JM 1-5 Retail $715,000 BOP
 
CT New London 1981 JM 0-1 Office $2.1 million BOP
New London 1987 MNC 0-1 Apartment $1.6 million BOP
New Haven 2001 MNC 1-5 LRO $1.6 million Monoline Property
Middlesex 1999 Frame 1-5 LRO $1.3 million BOP
New Haven 1954 JM 0-1 LRO $1.3 million BOP
 
NY Suffolk 1996 Frame 5+ LRO $2.3 million BOP
Nassau 2015 MNC 5+ Office $590,000 BOP
Nassau 2004 JM < 2500 ft. LRO $3.9 million BOP
Suffolk 1999 Frame 1-5 Church $890,000 Property
Suffolk 1981 NC 1-5 Self Strorage $1.7 million BOP
 
VA Princess Anne 2001 NC < 2500ft. Warehouse $2.3 million Monoline Property
Princess Anne 1995 NC 1-5 Church $1.9 million Wind Only
Norfolk 1969 JM <2500ft. LRO $3.1 million BOP
Norfolk 2004 Frame < 2500ft. LRO $900,000 BOP
Accomack 1994 JM < 2500ft. Gym $430,000 Wind Only
 
MD Worcester 1997 Frame < 1 LRO $340,000 BOP
Worcester 1989 MNC < 2500ft. Office $210,000 BOP
Somerset 1970 Frame 1-5 Mercantile $190,000 BOP
Worcester 2008 JM 1-5 LRO $3.4 million Monoline Property
Wicomico 2001 Frame < 2500ft. LRO $1.6 million BOP
 
DE Sussex 2004 Frame <2500ft. Condo $625,000 BOP
Sussex 1960 JM <2500ft. Apartment $928,000 BOP
Sussex 2002 MNC 1-5 Apartment $1.8 million BOP
Sussex 2003 FR 1-5 Church $4.2 million Monoline Property
Kent 1999 Frame < 2500ft. Condo $1.4 million BOP
 
GA Glynn 1999 JM 5+ Office $820,000 BOP
Macon 1994 Frame 5+ LRO $1.5 million BOP
Glynn 1968 NC 5+ Warehouse $4.3 million Wind Only
Chatham 2010 MNC 5+ Medical $1.2 million BOP
Chatham 2001 FR 5+ Mercantile $290,000 BOP

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