Alabama State Guidelines

QUOTE NOW

E&S PERSONAL LINES

Minimum Coverage A: $150,000 / HO6: $50,000

Carriers

  • Lloyd’s
  • Lexington
  • Clear Blue
  • QBE
  • Beazley

Products

  • HO3, HO4, HO5, HO6, DP3
  • Builder’s Risk
  • X-Wind
  • Wind-Only
  • E&S Primary and Excess Flood
  • Inland Marine
  • Yacht
  • NFIP
  • Standalone Personal Umbrella
Download PDF

COMMERCIAL LINES

Coverage: Max TIV $10 million per building | $15 million TIV per location | $25 million per policy

Policy Types: BOP, CPP, Monoline Property

Download PDF

SPECIALTY HIGH NET WORTH

Minimum Coverage: $500,000

Carriers*

  • Chubb
  • USLI
  • AIG

*Mobile and Baldwin County require a $10,000 account and 25% non-cat premium