Florida State Guidelines

QUOTE NOW

Download PDF

E&S PERSONAL LINES

Minimum Coverage A: $200,000 / HO6: $150,000

Tri-County (Miami-Dade, Broward, and Palm Beach) Minimum Coverage A: $500,000. Monroe county is closed.

Carriers

  • Lloyd's (6 Programs)
  • Beazley
  • Lexington
  • QBE

Products

  • Multi-Peril with Wind (HO3, HO5, HO6, DP3)
  • Wind Only
  • Ex Wind
  • Builder's Risk (with Wind and Ex Wind)
  • E&S Primary and Excess Flood
  • Inland Marine
  • Watercraft/Yacht*
  • NFIP
  • Standalone Personal Umbrella
  • Comprehensive Personal Liability
*Minimum hull value $1 million with full time paid captain. Vessel must be less than 15 years old
Download PDF

COMMERCIAL LINES

Coverage: Max TIV $15 million TIV per location | $25 million per policy

Policy Types: BOP, Wind-Only, Monoline Property

Download PDF

SPECIALTY HIGH NET WORTH

$1 Million+

Carriers*

  • Chubb
  • USLI
  • AIG
*May vary depending on DTC and may require additional lines of business *May be $1,500,000 depending on DTC