North Carolina State Guidelines

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E&S PERSONAL LINES

Minimum Coverage A: $250,000 / HO6: $50,000

Carriers

  • Beazley
  • Lexington
  • QBE
  • LLOYD’S

Products

  • HO3, HO4, HO5, HO6, DP3
  • Builder's Risk
  • X-Wind
  • Wind-Only
  • E&S Primary and Excess Flood
  • Inland Marine
  • NFIP
  • Standalone Personal Umbrella
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COMMERCIAL LINES

Coverage: Max TIV $15 million TIV per location | $25 million per policy

Policy Type: Association Crime/D&O

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SPECIALTY HIGH NET WORTH

$1 Million+

Carriers*

  • Chubb
  • USLI
  • AIG
*May vary depending on DTC and may require additional lines of business *Within 5 miles of salt water account must be $25,000 in premium and protected by shutters or impact rated glass