North Carolina State Guidelines
E&S PERSONAL LINES
Minimum Coverage A: $250,000 / HO6: $50,000
Carriers
- Beazley
- Lexington
- QBE
- LLOYD’S
Products
- HO3, HO4, HO5, HO6, DP3
- Builder’s Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- NFIP
- Standalone Personal Umbrella
COMMERCIAL LINES
Coverage: Max TIV $15 million TIV per location | $25 million per policy
SPECIALTY HIGH NET WORTH
$1 Million+
Carriers*
- Chubb
- USLI
- AIG
*May vary depending on DTC and may require additional lines of business
*Within 5 miles of salt water account must be $25,000 in premium and protected by shutters or impact rated glass