Virginia State Guidelines
E&S PERSONAL LINES
Minimum Coverage A: $200,000 / HO6: $50,000
Carriers
- Clear Blue
- QBE
- Lloyd’s
- Beazley
- Lexington
Products
- HO3, HO4, HO5, HO6, DP3
- Builder’s Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- Standalone Personal Umbrella
COMMERCIAL LINES
Coverage: Max TIV $10 million per building | $15 million TIV per location | $25 million per policy
Policy Types: BOP, CPP, Monoline Property
SPECIALTY HIGH NET WORTH
Minimum Coverage: $500,000
Carriers*
- Chubb
- USLI
- Vault
- AIG
- National General Premier
*Coastal Counties require $600,000