Hotels & Motels
Orchid’s BOP program for Hotels & Motels covers your insured’s boutique beachside motels to their large, multi-story resorts, all with no restrictions on distance to coast for wind coverage. Does your insured’s hotel/motel offer breakfast? We can offer spoilage sub-limits to cover this exposure. Does your insured’s hotel/motel have a pool or an outside cabana area? We can offer outdoor property limits to make sure these items are properly insured in the event of a loss. Whatever the specific needs of your insured’s hotel/motel, Orchid has you covered.
QUOTE NOWProduct Highlights
- Business Owners Policy and Monoline Property policy types available
- Up to $10 million per building, $15 million per location, and $25 million per policy in coverage
- Up to $1 million / $2 million in General Liability Limits
- Includes the Orchid Premier Endorsement to enhance certain coverages such as Spoilage, Ordinance or Law, Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
- Year of construction- 1950 and newer; 1900 in the Northeast, Charleston, & New Orleans
Target Risks
- Hotels & Motels with or without restaurants, pools or beaches
Unique Features
- Include Wind coverage without any restriction on distance to coast
- BOP policies offered with TIV limits up to $10 million per building
- Online submission process to increase quick turn-around times
Optional/ Additional Coverages
- Equipment Breakdown
- Ordinance or Law
- Outdoor Property
- Water Backup
- Employee Dishonesty
- Wind Driven Rain
- Hired and Non Owned Auto
- Assault & Battery*
*Unavailable for Monoline Property policies
